There are different credit score factors that make up your credit score. It’s important to understand these credit score factors when it comes to learning how to improve your score and what is the most damaging to it. There are a number of credit card myths that you should be aware of when it comes to these credit score factors.
Read MoreYou may not need a loan today. That’s wonderful! At some point chances are good you’re going to wish you had access to some cash, fairly promptly, and on reasonable terms. You’ll need this guide to understanding credit.
Read MoreAs you might imagine, one can really go to town with all of the numbers and approaches out there to credit score statistics. Keep in mind, though, that for most of us, our goal isn’t to analyze grand financial trends or explore society inequities in depth so much we want to see how we stack up compared to others in our general region or circumstances. In other words, how are WE doing, personally?
Read MoreUnderstanding credit score basics starts by understanding credit scores. Your credit score is a 3-digit number between 300 – 850 which acts as a “snapshot” or “letter grade” of your larger credit history. Lenders use your credit score as a quick-and-easy way to assess the level of risk if they offer you a loan. In practical terms, that means the better your credit score, the better your interest rates in most cases, and the more flexible lenders are likely to be with other terms as well.
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