Celebrate because there’s no magic formula nor do you have to be wealthy to achieve an 850. You do need a job or regular income from a business of at least the US median salary of $70,000. You also have to make all of your payments on time. You should use as little of your credit as truly needed.
Read MoreMost lenders require you to have a certain credit score if you want to obtain their product. And in some cases, lenders can help you boost your credit score to meet their criteria.
Furthermore, the boosted credit score can allow you to access more reasonable interest rates. Rapid rescoring can help you if you're in this situation. The following is some information on the process and how it can help you.
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