Many cable companies, car rental companies, and landlords have started to check your credit report. Most of them use "hard inquiries," which often hurt your credit score. However, how long do hard inquiries stay on your credit report and how serious is this problem? Keep reading to find out.
Read MoreYou've probably heard something about refinancing at some point during your journey with credit. Refinancing is something that can be beneficial to you if you do it the right way. You'll have to have patience and perseverance when you choose to refinance, and you also have to go to the right people for help. The following is some information about the process of refinancing, how it can benefit you, and what to expect.
The piece will answer the question, "How does refinancing affect your credit score?" as well as many other questions that you might have about the process. Our goal is to help you understand so that you'll know if it's the right thing for you to do by the time you finish reading this article.
Read MoreThere is no right answer when it comes to a good credit score for a mortgage. It’s important to understand how a credit score works and what your score is before you apply for a mortgage. Your credit score not only affects your chances for getting a mortgage but it can also affect the rate you are paying and other costs associated with the loan.
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