According to Abraham Lincoln, "not everything you read on the Internet is true." This common meme is really silly, but it makes a good point. Here we will discuss 15 credit score myths that you may have heard. There are many credit score myths circulating, but we will just go over some of the most common credit score myths here. Below are 15 credit score myths that you have probably heard before, as well as the truth that you may not have heard before.
Read MoreBad credit is something that many Americans are dealing with at this time. Bad credit has a lot of credit score factors. Some of them are difficult to recover from, and some of them can be remedied with a few quick tips. We'd like to share with you some common credit score mistakes people make that cause their scores to plunge into the "bad credit" range.
Read MoreLife is rolling along going great. You think everything rocks. You set up auto-payments for all of your bills and you feel great that everything just gets paid on time or early. Then something happens you did not expect.
Perhaps the website of one of your creditors has a glitch or your debit card you used to set up the auto-pay expires. Something happens and dang, that payment to your credit card gets there late.
What effect does one late payment really have?
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